Here’s what you get when you get HIP:

Convenience, Protection, Advocacy

Traditional business insurance is difficult to buy and not effective when you need it.
HIP was developed exclusively for ORLA members and is designed for the hospitality industry. It gives you control of the buying process and delivers effective protection while helping you control your long-term insurance pricing. HIP provides a stable foundation of protection so you can be more productive and more profitable.

Sized for your business

Restaurant, hotel, bar, tavern - every operation is different. HIP was designed with this reality in mind. That’s why getting HIP includes a thorough needs assessment to ensure you don’t have a program with insurance gaps or too much insurance.

Pricing Power

There is strength in numbers. Bringing together member premiums in the HIP program, Risk Strategies' Fournier Group negotiates premium rate and terms & conditions improvements with key Property and Casualty insurance carriers. By combining market power with our firm’s expertise, HIP delivers premium and coverage value with market stability and flexibility.