GET HIP!
An Exclusive Hospitality Insurance offering for
Oregon Restaurant & Lodging Association (ORLA) Members.
Provided by Risk Strategies’ Fournier Group

What is HIP?

Every business needs insurance, but the hospitality industry encompasses a broad range of businesses with unique risk and liability exposures. The Hospitality Insurance Program (HIP) from Risk Strategies’ Fournier Group was built by insurance experts who understand the industry and its unique needs.

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Here’s what you get when you get HIP:

Convenience, Protection, Advocacy

Traditional business insurance is difficult to buy and not effective when you need it.
HIP was developed exclusively for ORLA members and is designed for the hospitality industry. It gives you control of the buying process and delivers effective protection while helping you control your long-term insurance pricing. HIP provides a stable foundation of protection so you can be more productive and more profitable.

Sized for your business

Restaurant, hotel, bar, tavern - every operation is different. HIP was designed with this reality in mind. That’s why getting HIP includes a thorough needs assessment to ensure you don’t have a program with insurance gaps or too much insurance.

Pricing Power

There is strength in numbers. Bringing together member premiums in the HIP program, Risk Strategies' Fournier Group negotiates premium rate and terms & conditions improvements with key Property and Casualty insurance carriers. By combining market power with our firm’s expertise, HIP delivers premium and coverage value with market stability and flexibility.

Program Options:

Property

Property Insurance

 

General

General Liability 

liquor

Liquor Liability

 

Umbrella

Umbrella/Excess

 

Auto

Automobile/Delivery

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Cyber Liability

 

Management Liability

D&O

Directors & Officers

 

Employee

Employment Practices

Liability

Liability Insurance

 

Work Place Violence

cyber

We also cover Active Assailant

 

Have questions?

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Questions?
Contact Rob Hoover (503) 820-3415
gethip@risk-strategies.com

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